Types of loans offered by Prodigy lending company in Bellaire, Texas


We are a group of mortgage issuing professionals found in every part of the USA. We offer a variety of loan programs with the lowest interest rates to ensure that our client’s needs are met, regardless of whether they are buying a new home, dream home, refinancing an already existing mortgage loan or merge other debts into one. Our team of mortgage officers has many years of experience that enable them to give the home buyer one-on-one assistance in picking the mortgage loans that suit them best given their expectations and situation. Among the loans that we offer include FHA loans in Bellaire, conventional loans, VA loans, and USDA loans. 

Choosing the right home loan for you

We take our clients through the properties of each loan so that they may pick the one that agrees with their income, debts, and credit score and among others. Below are these mortgage loans:

Conventional home loans 

The conventional home loans have the following characteristics

  • Low down payment of 3% down on conventional loans
  • Lower private mortgage insurance than FHA loans
  • Flexibility in payment terms of 10, 15, 20, or 30 years
  • Low-interest rates if the credit score is acceptable
  • No mortgage lenders fees

FHA home loans

The Federal Housing Administration guarantees the FHA home loans in Bellaire, making them attractive, especially to first time home buyers. The loan has the following properties:

  • Low down payment of 3.5%
  • The qualification requirements are simple
  • The interest rates are attractive
  • Rehab loans for home repairs are available with FHA
  • The DTI ratio is high also

VA home loans

VA home loans have the aim of helping the service members and veterans to purchase homes with ease. They have various features, which include:

  • 100% financing
  • No mortgage insurance for veterans
  • The closing cost for VA is low
  • They have easy qualifications for veterans
  • They offer the best rates for a government

USDA home loans

The loans have the purpose of assisting homebuyers in purchasing a house in rural-designated areas, and their features include the following:

  • 100 % financing
  • The low-interest rate for 100% loan
  • Low rate with no down payment
  • The mortgage insurance is low
  • The buyer’s income should be enough for the loan payment
  • The house must be in a place that qualifies for rural

We have a significant objective of establishing a long-lasting relationship with our clients by offering excellent mortgage services with the highest quality. We ensure the safety and privacy of our client’s data, which is a contrast with other mortgage lenders. We also give our customers the privilege of talking to our experienced loan officers any time through our interactive tools that are ever open.

We boast of being among the best private mortgage lenders in Bellaire and other places, and we have scooped the Top Work Places award for the last eight years. Having been in operation for the last seventeen years, we do not take this award for granted.

With the help of our experienced loan officers, our buyers always pick the mortgage with the lowest rates such as FHA loans in Bellaire and others. We encourage clients to take advantage of our rates before the market conditions fluctuate

Don’t hesitate to contact us for more loan information!