Types of loans offered by Prodigy lending company in Pasadena, Texas


Concerning us

Prodigy is where you can get mortgages that are tailor-made to meet your needs and expectations. We have presence all over the US with our professional mortgage specialist ready to help every client. Those seeking to buy homes, consolidate debts or refinance their mortgages can be sure to get a package such as FHA home loans in Pasadena that have good rates. There is no need to worry about how you will choose the best home loan as our professional mortgage specialist will work with each client in making a choice. 

Here are the mortgages you can choose from us

Conventional mortgages

Our conventional mortgages are affordable and have a 35 down payment. Those with exceptional scores qualify for these loans and customers with not-so-good scores can go for FHA home loans in Pasadena. The loan terms are flexible, and our borrowers can choose from 10-30 years, depending on their preference. Those who qualify to get low-interest rates and are required to get reduced quite affordable PMI. Lender fee is not also expected from our borrowers.

FHA mortgages

The FHA home loans in Pasadena have excellent rates with only 3.5% down payment. The borrower can easily qualify for these loans since we do not take the credit ratings of our clients seriously. This is because the loans have government backing and they will pay the loan in case of any default. To further guarantee the loans, we require our clients to get a PMI, and those with high debt-to-income ratio can get approved for the mortgage. Rehab loans are also available on FHA programs for those who wish to do renovations on their homes. 

VA mortgages

VA mortgages are one of the best government approved loans with reasonable interest rates. The customers get 100 percent financing, and they do not have to save for down payment. The closing cost is also taken care of, and there is mortgage insurance required. The loans are meant for veterans, and one can easily qualify because the income level and credit scores are not significant considerations. 

USDA mortgages

This is another government-approved loans which do not require down payment. The borrower who meets the income and home location requirements get to enjoy 100% financing. The interest rates and mortgage insurance cost are significantly low on USDA loans. First time home buyers who may not meet requirements for conventional loans can opt for this mortgage package.

We keep our customer’s information safe and confidential, and this is what has made us different from our competitors. Prodigy has the aim of creating a strong bond with each client, and this has seen us provide unbeatable services over the last 17 years. 

Utilize our online interactive tools or call us on phone and mortgage specialist will speak to you directly. Our staff enjoys excellence in the workplace, and they are motivated towards serving each client to satisfaction. In this, we have received recognition as the top workplaces in the past eight years, and we hope to keep this. 

Get the most attractive rates on FHA home loans and other mortgages and realize your dream of owning residential property. We are the best lenders in the private sector, and you can trust us to get a mortgage that meets your need. Get a quotation quote for free by filling in precise loan form online and in our offices.